Canada Child Benefit Calculator
Estimate your monthly CCB for July 2025–June 2026 using the CRA's exact rates, including the Child Disability Benefit.
Your Family
Each child under 6 qualifies for up to $7,997 per year.
Each child aged 6–17 qualifies for up to $6,748 per year.
Adds the Child Disability Benefit — up to $3,411 per year per eligible child.
Line 23600 for both spouses combined, minus any UCCB/RDSP income. Your 2024 income sets payments from July 2025 to June 2026.
Benefit year: July 2025 – June 2026 (based on 2024 AFNI). Amounts verified against CRA calculation sheets, June 2026.
Results
Monthly Payment
Estimated CCB (plus CDB if applicable), paid around the 20th of each month
Annual CCB
Maximum $14,745.00 minus $5,064.26 reduction
Annual Total
CCB + Child Disability Benefit
From July 2026, maximums rise about 2% with indexation: up to $8,157 per child under 6 and $6,883 per child 6–17, recalculated from your 2025 tax return.
CCB payments are tax-free. In shared-custody arrangements each parent receives 50% of the amount calculated from their own AFNI. This estimate excludes related provincial programs (e.g. Ontario Child Benefit, BC Family Benefit) that may be added to your payment.
Guide & Information
Overview / Aperçu
Canadian financial and tax calculations must account for both federal and provincial regulations. The Child Benefit Calculator provides region-specific estimates for Canada / Canada.
💡 Tips
- •Always verify current rates with CRA and provincial authorities
- •Consider provincial variations when planning moves
- •Professional advice recommended for complex situations
- •Keep documentation for tax filing purposes
Why Use This Calculator / Pourquoi utiliser cette calculatrice
Accurate calculations ensure compliance with regulations, proper financial planning, and informed decision-making across Canada's complex federal-provincial system.
Regulations: Complies with current Canada regulations.
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Frequently Asked Questions
How accurate are these Canadian calculations? / Quelle est la précision de ces calculs canadiens ?
Our calculators use current CRA guidelines and provincial rates. Results are estimates for planning purposes. Consult a tax professional for complex situations. / Nos calculatrices utilisent les directives actuelles de l'ARC et les taux provinciaux. Les résultats sont des estimations à des fins de planification. Consultez un professionnel fiscal pour les situations complexes.
Do calculations differ by province? / Les calculs diffèrent-ils selon la province ?
Yes, provincial tax rates, health premiums, and some benefit calculations vary significantly between provinces and territories. / Oui, les taux d'imposition provinciaux, les primes d'assurance-santé et certains calculs d'avantages varient considérablement entre les provinces et territoires.
Frequently asked questions
How much is the Canada Child Benefit in 2025–2026?
For July 2025 to June 2026, the maximum CCB is $7,997 per year ($666.41 per month) for each child under 6 and $6,748 per year ($562.33 per month) for each child aged 6 to 17. Families with 2024 adjusted family net income (AFNI) of $37,487 or less receive the full amount; above that, the benefit is gradually reduced.
How is the CCB reduced as my income rises?
Between $37,487 and $81,222 of AFNI, the benefit is reduced by 7% (1 child), 13.5% (2), 19% (3) or 23% (4+) of income over $37,487. Above $81,222 the reduction is a fixed amount ($3,061 / $5,904 / $8,310 / $10,059 by family size) plus 3.2% / 5.7% / 8% / 9.5% of income over $81,222.
Is the Canada Child Benefit taxable?
No. CCB payments are completely tax-free and do not need to be reported as income on your tax return. However, both you and your spouse or common-law partner must file a tax return every year — even with no income — or payments will stop.
What is the Child Disability Benefit?
If your child is approved for the disability tax credit, the CRA automatically adds up to $3,411 per year ($284.25 per month) per eligible child for July 2025 to June 2026. It is reduced once family income exceeds $81,222, at 3.2% for one eligible child or 5.7% for two or more.
Will the CCB increase in July 2026?
Yes. With the confirmed 2.0% indexation for 2026, the maximums rise to $8,157 per child under 6 and $6,883 per child aged 6–17 starting with the July 2026 payment, which will be calculated from your 2025 tax return. Income thresholds are indexed too.
How does shared custody affect CCB payments?
When custody is shared roughly equally, each parent receives exactly 50% of the amount they would get with full custody, calculated from their own adjusted family net income. The CRA does not split payments in any other proportion.