Stamp Duty Calculator (SDLT)
Work out Stamp Duty Land Tax for England & Northern Ireland with 2026 bands, first-time buyer relief and surcharges — with a full band-by-band breakdown.
Your Purchase
The full purchase price of the residential property in England or Northern Ireland.
Rates as of June 2026 (bands in force since 1 April 2025). England & Northern Ireland only — Scotland charges LBTT and Wales charges LTT, which have different bands.
Results
Total Stamp Duty (SDLT)
On a £350,000.00 purchase
Effective Rate
Total SDLT as a share of the purchase price
Band-by-band breakdown
| Band | Rate | Taxable | Tax |
|---|---|---|---|
| £0 – £125,000 | 0% | £125,000.00 | £0.00 |
| £125,000 – £250,000 | 2% | £125,000.00 | £2,500.00 |
| £250,000 – £925,000 | 5% | £100,000.00 | £5,000.00 |
Buying in Scotland? You pay Land and Buildings Transaction Tax (LBTT) instead. In Wales it's Land Transaction Tax (LTT). Both have different bands and surcharges — this calculator covers England & Northern Ireland only.
Guide & Information
Overview
Simplify your calculations with our Stamp Duty Calculator optimized for United Kingdom users.
💡 Tips
- •Double-check your input values
- •Understand what each field represents
- •Use the results as a starting point for decisions
Why Use This Stamp Duty Calculator
Accurate calculations save time and help make better decisions.
Regulations: Complies with current United Kingdom regulations.
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Frequently Asked Questions
How do I use this Stamp Duty Calculator?
Simply enter the required values and click calculate. The tool will instantly provide results based on United Kingdom standards.
Can I save my calculations?
You can bookmark this page with your values or take a screenshot of results for future reference.
Is this calculator free to use?
Yes, all our calculators are completely free and available 24/7 for United Kingdom users.
Frequently asked questions
How much stamp duty will I pay on a £350,000 home?
As a home mover in England or Northern Ireland you pay £7,500: 0% on the first £125,000, 2% on the next £125,000 (£2,500) and 5% on the remaining £100,000 (£5,000). As an eligible first-time buyer you pay just £2,500, because the first £300,000 is tax-free and only £50,000 is taxed at 5%.
What is the stamp duty threshold for first-time buyers in 2026?
First-time buyers pay no SDLT on the first £300,000 and 5% on the portion between £300,001 and £500,000. The relief is lost completely on purchases above £500,000 — you then pay standard rates on the whole price. These thresholds have applied since 1 April 2025.
How much is the surcharge on a second home or buy-to-let?
An extra 5% is added to every SDLT band when you buy an additional residential property costing £40,000 or more — so the bands become 5%, 7%, 10%, 15% and 17%. The surcharge was raised from 3% to 5% on 31 October 2024. If you sell your previous main residence within 36 months, you can reclaim it from HMRC.
Do non-UK residents pay more stamp duty?
Yes. Buyers who spent fewer than 183 days in the UK in the 12 months before completion pay a 2% surcharge on every band. It stacks with the additional-property surcharge, so a non-resident buying a buy-to-let pays 7% even on the first £125,000.
Does this calculator work for Scotland or Wales?
No — SDLT only applies in England and Northern Ireland. Scotland charges Land and Buildings Transaction Tax (LBTT) and Wales charges Land Transaction Tax (LTT), each with different bands and surcharges. Use our dedicated LBTT and LTT calculators instead.