Texas Tax Calculator 2025

Estimate your federal and Texas state taxes for the 2025 tax year.

Pre-configured for Texas residents, 2025 tax year. Planning ahead? Texas Tax Calculator 2026 has the new 2026 brackets and enacted rate changes.

Your numbers

$
$6,250/mo

Pre-tax contributions

Max $23,500
Max $7,000
Max $4,300
0

$2,200 federal Child Tax Credit each, applied to your 2025 liability.

Estimate your refund (optional)

Enter what was withheld this year — W-2 box 2 (federal) and box 17 (state) — to compare against your estimated liability.

Take-home pay
$5,109

$61,314 per year, shown per month

Take-home pay81.8%$61,314
Federal income tax10.6%$7,949
FICA (Social Security & Medicare)7.6%$5,738
Effective rate
18.2%

of gross income, all taxes

Marginal rate
22.0%

federal on your next dollar

Texas has no state income tax — your estimate is federal tax and FICA.

Estimate only, for a single W-2 earner taking the standard deduction. Itemized deductions and most credits beyond the Child Tax Credit aren't modeled.

Only the top slice pays 22%

Federal tax is progressive: each bracket taxes only the income inside it. Here is how your $59,250 of taxable income fills the 2025 brackets.

10%
$0 – $11,925
$1,193
12%
$11,925 – $48,475
$4,386
22%
$48,475 – $103,350
$2,371
24%
$103,350 – $197,300
32%
$197,300 – $250,525
35%
$250,525 – $626,350
37%
$626,350 and above

Understanding Texas Income Taxes

Texas levies no state income tax on wages, so your 2025 tax picture is federal income tax plus FICA payroll taxes. Texas trades income tax for some of the nation’s highest property taxes (levied locally) plus a 6.25% state sales tax (up to 8.25% with local add-ons) and oil & gas severance taxes. A state income tax is constitutionally banned.

Key Takeaways for 2025

  • Federal tax brackets and standard deductions have been adjusted for inflation (and raised retroactively by the One Big Beautiful Bill Act).
  • Texas has no state income tax — retirement income and Social Security are untaxed at the state level too.
  • Don't forget FICA taxes (Social Security and Medicare) — they're withheld from your paycheck automatically and included in the take-home figure above.

Go Deeper on Your 2025 Taxes

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Frequently Asked Questions

Does Texas have a state income tax?

No. Texas has no state income tax on wages or salaries for the 2025 tax year.

How much tax will I pay on a $75,000 salary in Texas?

$0 in Texas state income tax. You still owe federal income tax — about $7,949 for a single filer taking the $15,750 standard deduction in 2025 — plus $5,738 in FICA payroll taxes (7.65%). Estimated take-home: about $61,314 per year.

How does Texas make up for having no income tax?

Texas trades income tax for some of the nation’s highest property taxes (levied locally) plus a 6.25% state sales tax (up to 8.25% with local add-ons) and oil & gas severance taxes. A state income tax is constitutionally banned.

What percentage of your paycheck goes to taxes in Texas?

About 18.2% for a single filer earning $75,000 in 2025: federal income tax (~10.6%) and FICA (7.65%) — with no Texas state income tax taken out. The percentage rises with income as you enter higher federal brackets.

Does Texas tax Social Security benefits?

No. Texas does not tax Social Security benefits.

Does Texas tax retirement income like 401(k) or pension withdrawals?

No state income tax — 401(k)/IRA/pension withdrawals and Social Security are untaxed at the state level.