Pennsylvania Tax Calculator 2025

Estimate your federal and Pennsylvania state taxes for the 2025 tax year.

Pre-configured for Pennsylvania residents, 2025 tax year. Planning ahead? Pennsylvania Tax Calculator 2026 has the new 2026 brackets and enacted rate changes.

Your numbers

$
$6,250/mo

Pre-tax contributions

Max $23,500
Max $7,000
Max $4,300
0

$2,200 federal Child Tax Credit each, applied to your 2025 liability.

Estimate your refund (optional)

Enter what was withheld this year — W-2 box 2 (federal) and box 17 (state) — to compare against your estimated liability.

Take-home pay
$4,851

$58,209 per year, shown per month

Take-home pay77.6%$58,209
Federal income tax10.6%$7,949
PA state + local tax4.1%$3,053
FICA (Social Security & Medicare)7.6%$5,738
PA UC0.1%$53
Effective rate
22.4%

of gross income, all taxes

Marginal rate
26.1%

federal + PA on your next dollar

Estimate only, for a single W-2 earner taking the standard deduction. Nearly all Pennsylvania municipalities levy a local Earned Income Tax, typically about 1% — included here as a separate line (Philadelphia residents pay 3.74% instead). Many towns also levy a flat Local Services Tax up to $52/year. Itemized deductions and most credits beyond the Child Tax Credit aren't modeled.

Only the top slice pays 22%

Federal tax is progressive: each bracket taxes only the income inside it. Here is how your $59,250 of taxable income fills the 2025 brackets.

10%
$0 – $11,925
$1,193
12%
$11,925 – $48,475
$4,386
22%
$48,475 – $103,350
$2,371
24%
$103,350 – $197,300
32%
$197,300 – $250,525
35%
$250,525 – $626,350
37%
$626,350 and above

Understanding Pennsylvania Income Taxes

Residents of Pennsylvania pay state income tax on top of federal taxes. The amount you owe depends on your taxable income, filing status, and the deductions and credits Pennsylvania allows.

Key Takeaways for 2025

  • Federal tax brackets and standard deductions have been adjusted for inflation (and raised retroactively by the One Big Beautiful Bill Act).
  • Pennsylvania's own rates and exemptions are applied to your state estimate automatically.
  • Nearly all Pennsylvania municipalities levy a local Earned Income Tax, typically about 1% — included here as a separate line (Philadelphia residents pay 3.74% instead). Many towns also levy a flat Local Services Tax up to $52/year.
  • Don't forget FICA taxes (Social Security and Medicare) — they're withheld from your paycheck automatically and included in the take-home figure above.

Go Deeper on Your 2025 Taxes

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Frequently Asked Questions

What is the Pennsylvania state income tax rate for 2025?

Pennsylvania has a flat 3.07% state income tax for the 2025 tax year — every taxpayer pays the same rate regardless of income. Pennsylvania’s 3.07% flat tax has no standard deduction and no exemptions — it applies from the first dollar of wages (a low-income Tax Forgiveness credit exists instead).

How is Pennsylvania state income tax calculated?

Pennsylvania applies its flat 3.07% rate to your income directly — Pennsylvania has no standard deduction or personal exemptions. This calculator applies the latest published Pennsylvania figures automatically.

How much tax will I pay on a $75,000 salary in Pennsylvania?

Roughly $2,303 in Pennsylvania state income tax for a single filer taking the standard deduction in 2025. Add about $7,949 of federal income tax and $5,738 of FICA (7.65%), plus about $53 in PA UC, plus about $750 of PA local EIT (typical), for total taxes near $16,792 and take-home around $58,209. Credits and other income can change this.

What percentage of your paycheck goes to taxes in Pennsylvania?

About 22.4% for a single filer earning $75,000 in 2025: federal income tax (~10.6%), FICA (7.65%), and Pennsylvania state tax (~3.1%) plus state payroll deductions plus typical local income tax. Your exact percentage depends on income, filing status, and pre-tax contributions like a 401(k).

Does Pennsylvania tax Social Security benefits?

No. Pennsylvania does not tax Social Security benefits.

Does Pennsylvania tax retirement income like 401(k) or pension withdrawals?

Pennsylvania has a 100% retirement income exemption: Social Security, eligible employer pension payments, and 401(k)/IRA distributions after retirement age are all untaxed.

Are there local income taxes in Pennsylvania?

Nearly all Pennsylvania municipalities levy a local Earned Income Tax, typically about 1% — included here as a separate line (Philadelphia residents pay 3.74% instead). Many towns also levy a flat Local Services Tax up to $52/year.