Ohio Tax Calculator 2026

Estimate your federal and Ohio state taxes for the 2026 tax year.

Pre-configured for Ohio residents, 2026 tax year. Filing your 2025 return? Ohio Tax Calculator 2025

Your numbers

$
$6,250/mo

Pre-tax contributions

Max $24,500
Max $7,500
Max $4,400
0

$2,200 federal Child Tax Credit each, applied to your 2026 liability.

Estimate your refund (optional)

Enter what was withheld this year — W-2 box 2 (federal) and box 17 (state) — to compare against your estimated liability.

Take-home pay
$5,025

$60,306 per year, shown per month

Take-home pay80.4%$60,306
Federal income tax10.2%$7,670
OH state income tax1.7%$1,287
FICA (Social Security & Medicare)7.6%$5,738
Effective rate
19.6%

of gross income, all taxes

Marginal rate
24.8%

federal + OH on your next dollar

Estimate only, for a single W-2 earner taking the standard deduction. Nearly every Ohio municipality levies a wage tax of 1%–3% (Columbus and Cleveland 2.5%, Cincinnati 1.8%), and ~200 school districts add 0.25%–2% more. Itemized deductions and most credits beyond the Child Tax Credit aren't modeled.

Only the top slice pays 22%

Federal tax is progressive: each bracket taxes only the income inside it. Here is how your $58,900 of taxable income fills the 2026 brackets.

10%
$0 – $12,400
$1,240
12%
$12,400 – $50,400
$4,560
22%
$50,400 – $105,700
$1,870
24%
$105,700 – $201,775
32%
$201,775 – $256,225
35%
$256,225 – $640,600
37%
$640,600 and above

Understanding Ohio Income Taxes

Residents of Ohio pay state income tax on top of federal taxes. Ohio became a flat-tax state in 2026: 2.75% on income above $26,050 (2025 still had a 3.125% top bracket above $100,000). The first $26,050 is always untaxed. The amount you owe depends on your taxable income, filing status, and the deductions and credits Ohio allows.

Key Takeaways for 2026

  • Federal tax brackets and standard deductions have been adjusted for inflation under IRS Rev. Proc. 2025-32.
  • Ohio's own rates and enacted 2026 changes are applied to your state estimate automatically.
  • Nearly every Ohio municipality levies a wage tax of 1%–3% (Columbus and Cleveland 2.5%, Cincinnati 1.8%), and ~200 school districts add 0.25%–2% more.
  • Don't forget FICA taxes (Social Security and Medicare) — they're withheld from your paycheck automatically and included in the take-home figure above.

Go Deeper on Your 2026 Taxes

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Frequently Asked Questions

What are the Ohio state income tax brackets for 2026?

For the 2026 tax year, Ohio has a graduated income tax: rates run from 0% to 2.75% across two brackets, with the top rate applying above $26,050 for single filers. Ohio became a flat-tax state in 2026: 2.75% on income above $26,050 (2025 still had a 3.125% top bracket above $100,000). The first $26,050 is always untaxed.

How is Ohio state income tax calculated?

Ohio applies its bracket rates to your income minus Ohio's personal exemption ($2,150 single / $4,300 married filing jointly) — there is no state standard deduction. This calculator applies the latest published Ohio figures automatically.

How much tax will I pay on a $75,000 salary in Ohio?

Roughly $1,287 in Ohio state income tax for a single filer taking the standard deduction in 2026. Add about $7,670 of federal income tax and $5,738 of FICA (7.65%), for total taxes near $14,695 and take-home around $60,306. Credits and other income can change this.

What percentage of your paycheck goes to taxes in Ohio?

About 19.6% for a single filer earning $75,000 in 2026: federal income tax (~10.2%), FICA (7.65%), and Ohio state tax (~1.7%). Your exact percentage depends on income, filing status, and pre-tax contributions like a 401(k).

Does Ohio tax Social Security benefits?

No. Ohio does not tax Social Security benefits.

Does Ohio tax retirement income like 401(k) or pension withdrawals?

Social Security is fully exempt; pensions and 401(k)/IRA withdrawals are taxable with only small credits (up to $200 retirement income credit, $50 senior credit).

Are there local income taxes in Ohio?

Nearly every Ohio municipality levies a wage tax of 1%–3% (Columbus and Cleveland 2.5%, Cincinnati 1.8%), and ~200 school districts add 0.25%–2% more. This calculator estimates state-level tax only.