Pennsylvania Tax Calculator 2026

Estimate your federal and Pennsylvania state taxes for the 2026 tax year.

Pre-configured for Pennsylvania residents, 2026 tax year. Filing your 2025 return? Pennsylvania Tax Calculator 2025

Your numbers

$
$6,250/mo

Pre-tax contributions

Max $24,500
Max $7,500
Max $4,400
0

$2,200 federal Child Tax Credit each, applied to your 2026 liability.

Estimate your refund (optional)

Enter what was withheld this year — W-2 box 2 (federal) and box 17 (state) — to compare against your estimated liability.

Take-home pay
$4,874

$58,488 per year, shown per month

Take-home pay78.0%$58,488
Federal income tax10.2%$7,670
PA state + local tax4.1%$3,053
FICA (Social Security & Medicare)7.6%$5,738
PA UC0.1%$53
Effective rate
22.0%

of gross income, all taxes

Marginal rate
26.1%

federal + PA on your next dollar

Estimate only, for a single W-2 earner taking the standard deduction. Nearly all Pennsylvania municipalities levy a local Earned Income Tax, typically about 1% — included here as a separate line (Philadelphia residents pay 3.74% instead). Many towns also levy a flat Local Services Tax up to $52/year. Itemized deductions and most credits beyond the Child Tax Credit aren't modeled.

Only the top slice pays 22%

Federal tax is progressive: each bracket taxes only the income inside it. Here is how your $58,900 of taxable income fills the 2026 brackets.

10%
$0 – $12,400
$1,240
12%
$12,400 – $50,400
$4,560
22%
$50,400 – $105,700
$1,870
24%
$105,700 – $201,775
32%
$201,775 – $256,225
35%
$256,225 – $640,600
37%
$640,600 and above

Understanding Pennsylvania Income Taxes

Residents of Pennsylvania pay state income tax on top of federal taxes. Pennsylvania’s 3.07% flat tax has no standard deduction and no exemptions — it applies from the first dollar of wages (a low-income Tax Forgiveness credit exists instead). The amount you owe depends on your taxable income, filing status, and the deductions and credits Pennsylvania allows.

Key Takeaways for 2026

  • Federal tax brackets and standard deductions have been adjusted for inflation under IRS Rev. Proc. 2025-32.
  • Pennsylvania's own rates and enacted 2026 changes are applied to your state estimate automatically.
  • Nearly all Pennsylvania municipalities levy a local Earned Income Tax, typically about 1% — included here as a separate line (Philadelphia residents pay 3.74% instead). Many towns also levy a flat Local Services Tax up to $52/year.
  • Don't forget FICA taxes (Social Security and Medicare) — they're withheld from your paycheck automatically and included in the take-home figure above.

Go Deeper on Your 2026 Taxes

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Frequently Asked Questions

What is the Pennsylvania state income tax rate for 2026?

Pennsylvania has a flat 3.07% state income tax for the 2026 tax year — every taxpayer pays the same rate regardless of income. Pennsylvania’s 3.07% flat tax has no standard deduction and no exemptions — it applies from the first dollar of wages (a low-income Tax Forgiveness credit exists instead).

How is Pennsylvania state income tax calculated?

Pennsylvania applies its flat 3.07% rate to your income directly — Pennsylvania has no standard deduction or personal exemptions. This calculator applies the latest published Pennsylvania figures automatically.

How much tax will I pay on a $75,000 salary in Pennsylvania?

Roughly $2,303 in Pennsylvania state income tax for a single filer taking the standard deduction in 2026. Add about $7,670 of federal income tax and $5,738 of FICA (7.65%), plus about $53 in PA UC, plus about $750 of PA local EIT (typical), for total taxes near $16,513 and take-home around $58,488. Credits and other income can change this.

What percentage of your paycheck goes to taxes in Pennsylvania?

About 22.0% for a single filer earning $75,000 in 2026: federal income tax (~10.2%), FICA (7.65%), and Pennsylvania state tax (~3.1%) plus state payroll deductions plus typical local income tax. Your exact percentage depends on income, filing status, and pre-tax contributions like a 401(k).

Does Pennsylvania tax Social Security benefits?

No. Pennsylvania does not tax Social Security benefits.

Does Pennsylvania tax retirement income like 401(k) or pension withdrawals?

Pennsylvania has a 100% retirement income exemption: Social Security, eligible employer pension payments, and 401(k)/IRA distributions after retirement age are all untaxed.

Are there local income taxes in Pennsylvania?

Nearly all Pennsylvania municipalities levy a local Earned Income Tax, typically about 1% — included here as a separate line (Philadelphia residents pay 3.74% instead). Many towns also levy a flat Local Services Tax up to $52/year.