Indiana Tax Calculator 2025
Estimate your federal and Indiana state taxes for the 2025 tax year.
Pre-configured for Indiana residents, 2025 tax year. Planning ahead? Indiana Tax Calculator 2026 has the new 2026 brackets and enacted rate changes.
Your numbers
Pre-tax contributions
$2,200 federal Child Tax Credit each, applied to your 2025 liability.
Estimate your refund (optional)
Enter what was withheld this year — W-2 box 2 (federal) and box 17 (state) — to compare against your estimated liability.
$57,836 per year, shown per month
of gross income, all taxes
federal + IN on your next dollar
Estimate only, for a single W-2 earner taking the standard deduction. Every Indiana county levies its own local income tax on top of the state rate — 0.5% to 3.38% in 2026. This calculator includes a typical 1.7% as a separate line; check your county’s exact rate. Itemized deductions and most credits beyond the Child Tax Credit aren't modeled.
Only the top slice pays 22%
Federal tax is progressive: each bracket taxes only the income inside it. Here is how your $59,250 of taxable income fills the 2025 brackets.
Understanding Indiana Income Taxes
Residents of Indiana pay state income tax on top of federal taxes. The amount you owe depends on your taxable income, filing status, and the deductions and credits Indiana allows.
Key Takeaways for 2025
- Federal tax brackets and standard deductions have been adjusted for inflation (and raised retroactively by the One Big Beautiful Bill Act).
- Indiana's own rates and exemptions are applied to your state estimate automatically.
- Every Indiana county levies its own local income tax on top of the state rate — 0.5% to 3.38% in 2026. This calculator includes a typical 1.7% as a separate line; check your county’s exact rate.
- Don't forget FICA taxes (Social Security and Medicare) — they're withheld from your paycheck automatically and included in the take-home figure above.
Go Deeper on Your 2025 Taxes
Federal tax tools
- Federal Income Tax Calculator — brackets, deductions, and your effective rate
- Tax Bracket Calculator — see which bracket your income lands in
- Paycheck Tax Calculator — per-paycheck withholding and take-home
- Marriage Tax Calculator — filing jointly vs. separately
- W-4 Withholding Calculator — is your paycheck withholding on target?
- Estimated Tax Calculator — quarterly 1040-ES vouchers for 1099 income
- 2026 State Tax Changes — every enacted cut, verified
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Frequently Asked Questions
What is the Indiana state income tax rate for 2025?
Indiana has a flat 3% state income tax for the 2025 tax year — every taxpayer pays the same rate regardless of income. Indiana’s flat rate steps down from 3.0% (2025) to 2.95% for 2026 and 2.9% for 2027 under enacted law.
How is Indiana state income tax calculated?
Indiana applies its flat 3% rate to your income minus Indiana's personal exemption ($1,000 single / $2,000 married filing jointly) — there is no state standard deduction. This calculator applies the latest published Indiana figures automatically.
How much tax will I pay on a $75,000 salary in Indiana?
Roughly $2,220 in Indiana state income tax for a single filer taking the standard deduction in 2025. Add about $7,949 of federal income tax and $5,738 of FICA (7.65%), plus about $1,258 of IN county tax (typical), for total taxes near $17,165 and take-home around $57,836. Credits and other income can change this.
What percentage of your paycheck goes to taxes in Indiana?
About 22.9% for a single filer earning $75,000 in 2025: federal income tax (~10.6%), FICA (7.65%), and Indiana state tax (~3.0%) plus typical local income tax. Your exact percentage depends on income, filing status, and pre-tax contributions like a 401(k).
Does Indiana tax Social Security benefits?
No. Indiana does not tax Social Security benefits.
Does Indiana tax retirement income like 401(k) or pension withdrawals?
Social Security and railroad retirement are exempt, and military retirement pay is fully deductible; most other pension and 401(k)/IRA income is taxed at the flat rate.
Are there local income taxes in Indiana?
Every Indiana county levies its own local income tax on top of the state rate — 0.5% to 3.38% in 2026. This calculator includes a typical 1.7% as a separate line; check your county’s exact rate.