Maryland Tax Calculator 2025
Estimate your federal and Maryland state taxes for the 2025 tax year.
Pre-configured for Maryland residents, 2025 tax year. Planning ahead? Maryland Tax Calculator 2026 has the new 2026 brackets and enacted rate changes.
Your numbers
Pre-tax contributions
$2,200 federal Child Tax Credit each, applied to your 2025 liability.
Estimate your refund (optional)
Enter what was withheld this year — W-2 box 2 (federal) and box 17 (state) — to compare against your estimated liability.
$56,061 per year, shown per month
of gross income, all taxes
federal + MD on your next dollar
Estimate only, for a single W-2 earner taking the standard deduction. Every Maryland county (and Baltimore City) levies a mandatory local income tax of 2.25%–3.30%. This calculator includes a 3.0% average as a separate line — check your county’s exact rate. Itemized deductions and most credits beyond the Child Tax Credit aren't modeled.
Only the top slice pays 22%
Federal tax is progressive: each bracket taxes only the income inside it. Here is how your $59,250 of taxable income fills the 2025 brackets.
Understanding Maryland Income Taxes
Residents of Maryland pay state income tax on top of federal taxes. The amount you owe depends on your taxable income, filing status, and the deductions and credits Maryland allows.
Key Takeaways for 2025
- Federal tax brackets and standard deductions have been adjusted for inflation (and raised retroactively by the One Big Beautiful Bill Act).
- Maryland's own rates, standard deduction, and exemptions are applied to your state estimate automatically.
- Every Maryland county (and Baltimore City) levies a mandatory local income tax of 2.25%–3.30%. This calculator includes a 3.0% average as a separate line — check your county’s exact rate.
- Don't forget FICA taxes (Social Security and Medicare) — they're withheld from your paycheck automatically and included in the take-home figure above.
Go Deeper on Your 2025 Taxes
Federal tax tools
- Federal Income Tax Calculator — brackets, deductions, and your effective rate
- Tax Bracket Calculator — see which bracket your income lands in
- Paycheck Tax Calculator — per-paycheck withholding and take-home
- Marriage Tax Calculator — filing jointly vs. separately
- W-4 Withholding Calculator — is your paycheck withholding on target?
- Estimated Tax Calculator — quarterly 1040-ES vouchers for 1099 income
- 2026 State Tax Changes — every enacted cut, verified
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Frequently Asked Questions
What are the Maryland state income tax brackets for 2025?
For the 2025 tax year, Maryland has a graduated income tax: rates run from 2% to 6.5% across ten brackets, with the top rate applying above $1,000,000 for single filers (married-filing-jointly brackets are wider). Maryland added 6.25% and 6.5% brackets for incomes over $500K/$1M starting in 2025, plus a 2% surtax on capital gains for AGI over $350K.
How is Maryland state income tax calculated?
Maryland applies its bracket rates to your income after Maryland's own standard deduction ($3,350 single / $6,700 married filing jointly) and personal exemptions. This calculator applies the latest published Maryland figures automatically.
How much tax will I pay on a $75,000 salary in Maryland?
Roughly $3,199 in Maryland state income tax for a single filer taking the standard deduction in 2025. Add about $7,949 of federal income tax and $5,738 of FICA (7.65%), plus about $2,054 of MD county tax (avg), for total taxes near $18,939 and take-home around $56,061. Credits and other income can change this.
What percentage of your paycheck goes to taxes in Maryland?
About 25.3% for a single filer earning $75,000 in 2025: federal income tax (~10.6%), FICA (7.65%), and Maryland state tax (~4.3%) plus typical local income tax. Your exact percentage depends on income, filing status, and pre-tax contributions like a 401(k).
Does Maryland tax Social Security benefits?
No. Maryland does not tax Social Security benefits.
Does Maryland tax retirement income like 401(k) or pension withdrawals?
Social Security is fully exempt; Maryland also has a pension exclusion for those 65+ or disabled (annually indexed cap, reduced by Social Security received). County income tax applies to taxable retirement income.
Are there local income taxes in Maryland?
Every Maryland county (and Baltimore City) levies a mandatory local income tax of 2.25%–3.30%. This calculator includes a 3.0% average as a separate line — check your county’s exact rate.