Mississippi Tax Calculator 2025

Estimate your federal and Mississippi state taxes for the 2025 tax year.

Pre-configured for Mississippi residents, 2025 tax year. Planning ahead? Mississippi Tax Calculator 2026 has the new 2026 brackets and enacted rate changes.

Your numbers

$
$6,250/mo

Pre-tax contributions

Max $23,500
Max $7,000
Max $4,300
0

$2,200 federal Child Tax Credit each, applied to your 2025 liability.

Estimate your refund (optional)

Enter what was withheld this year — W-2 box 2 (federal) and box 17 (state) — to compare against your estimated liability.

Take-home pay
$4,902

$58,819 per year, shown per month

Take-home pay78.4%$58,819
Federal income tax10.6%$7,949
MS state income tax3.3%$2,495
FICA (Social Security & Medicare)7.6%$5,738
Effective rate
21.6%

of gross income, all taxes

Marginal rate
26.4%

federal + MS on your next dollar

Estimate only, for a single W-2 earner taking the standard deduction. Itemized deductions and most credits beyond the Child Tax Credit aren't modeled.

Only the top slice pays 22%

Federal tax is progressive: each bracket taxes only the income inside it. Here is how your $59,250 of taxable income fills the 2025 brackets.

10%
$0 – $11,925
$1,193
12%
$11,925 – $48,475
$4,386
22%
$48,475 – $103,350
$2,371
24%
$103,350 – $197,300
32%
$197,300 – $250,525
35%
$250,525 – $626,350
37%
$626,350 and above

Understanding Mississippi Income Taxes

Residents of Mississippi pay state income tax on top of federal taxes. The amount you owe depends on your taxable income, filing status, and the deductions and credits Mississippi allows.

Key Takeaways for 2025

  • Federal tax brackets and standard deductions have been adjusted for inflation (and raised retroactively by the One Big Beautiful Bill Act).
  • Mississippi's own rates, standard deduction, and exemptions are applied to your state estimate automatically.
  • Don't forget FICA taxes (Social Security and Medicare) — they're withheld from your paycheck automatically and included in the take-home figure above.

Go Deeper on Your 2025 Taxes

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Frequently Asked Questions

What are the Mississippi state income tax brackets for 2025?

For the 2025 tax year, Mississippi has a graduated income tax: rates run from 0% to 4.4% across two brackets, with the top rate applying above $10,000 for single filers. Mississippi’s rate falls from 4.4% (2025) to 4.0% for 2026 and is scheduled to phase down toward 3% by 2030, with eventual elimination via revenue triggers. The first $10,000 of taxable income is untaxed.

How is Mississippi state income tax calculated?

Mississippi applies its bracket rates to your income after Mississippi's own standard deduction ($2,300 single / $4,600 married filing jointly) and personal exemptions. This calculator applies the latest published Mississippi figures automatically.

How much tax will I pay on a $75,000 salary in Mississippi?

Roughly $2,495 in Mississippi state income tax for a single filer taking the standard deduction in 2025. Add about $7,949 of federal income tax and $5,738 of FICA (7.65%), for total taxes near $16,181 and take-home around $58,819. Credits and other income can change this.

What percentage of your paycheck goes to taxes in Mississippi?

About 21.6% for a single filer earning $75,000 in 2025: federal income tax (~10.6%), FICA (7.65%), and Mississippi state tax (~3.3%). Your exact percentage depends on income, filing status, and pre-tax contributions like a 401(k).

Does Mississippi tax Social Security benefits?

No. Mississippi does not tax Social Security benefits.

Does Mississippi tax retirement income like 401(k) or pension withdrawals?

Mississippi fully exempts qualified retirement income — Social Security, pensions, and 401(k)/IRA distributions taken after retirement age are not taxed.