Tennessee Tax Calculator 2025
Estimate your federal and Tennessee state taxes for the 2025 tax year.
Pre-configured for Tennessee residents, 2025 tax year. Planning ahead? Tennessee Tax Calculator 2026 has the new 2026 brackets and enacted rate changes.
Your numbers
Pre-tax contributions
$2,200 federal Child Tax Credit each, applied to your 2025 liability.
Estimate your refund (optional)
Enter what was withheld this year — W-2 box 2 (federal) and box 17 (state) — to compare against your estimated liability.
$61,314 per year, shown per month
of gross income, all taxes
federal on your next dollar
Estimate only, for a single W-2 earner taking the standard deduction. Itemized deductions and most credits beyond the Child Tax Credit aren't modeled.
Only the top slice pays 22%
Federal tax is progressive: each bracket taxes only the income inside it. Here is how your $59,250 of taxable income fills the 2025 brackets.
Understanding Tennessee Income Taxes
Tennessee levies no state income tax on wages, so your 2025 tax picture is federal income tax plus FICA payroll taxes. Tennessee compensates with one of the highest combined sales-tax rates in the US (7% state plus up to ~2.75% local, ~9.55% average); groceries are taxed at a reduced 4% state rate.
Key Takeaways for 2025
- Federal tax brackets and standard deductions have been adjusted for inflation (and raised retroactively by the One Big Beautiful Bill Act).
- Tennessee has no state income tax — retirement income and Social Security are untaxed at the state level too.
- Don't forget FICA taxes (Social Security and Medicare) — they're withheld from your paycheck automatically and included in the take-home figure above.
Go Deeper on Your 2025 Taxes
Federal tax tools
- Federal Income Tax Calculator — brackets, deductions, and your effective rate
- Tax Bracket Calculator — see which bracket your income lands in
- Paycheck Tax Calculator — per-paycheck withholding and take-home
- Marriage Tax Calculator — filing jointly vs. separately
- W-4 Withholding Calculator — is your paycheck withholding on target?
- Estimated Tax Calculator — quarterly 1040-ES vouchers for 1099 income
- 2026 State Tax Changes — every enacted cut, verified
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Frequently Asked Questions
Does Tennessee have a state income tax?
No. Tennessee has no state income tax on wages or salaries for the 2025 tax year.
How much tax will I pay on a $75,000 salary in Tennessee?
$0 in Tennessee state income tax. You still owe federal income tax — about $7,949 for a single filer taking the $15,750 standard deduction in 2025 — plus $5,738 in FICA payroll taxes (7.65%). Estimated take-home: about $61,314 per year.
How does Tennessee make up for having no income tax?
Tennessee compensates with one of the highest combined sales-tax rates in the US (7% state plus up to ~2.75% local, ~9.55% average); groceries are taxed at a reduced 4% state rate.
What percentage of your paycheck goes to taxes in Tennessee?
About 18.2% for a single filer earning $75,000 in 2025: federal income tax (~10.6%) and FICA (7.65%) — with no Tennessee state income tax taken out. The percentage rises with income as you enter higher federal brackets.
Does Tennessee tax Social Security benefits?
No. Tennessee does not tax Social Security benefits.
Does Tennessee tax retirement income like 401(k) or pension withdrawals?
Untaxed. Since the Hall Tax repeal (2021), no retirement income — pensions, 401(k)/IRA withdrawals, interest or dividends — is taxed by Tennessee.