Utah Tax Calculator 2025

Estimate your federal and Utah state taxes for the 2025 tax year.

Pre-configured for Utah residents, 2025 tax year. Planning ahead? Utah Tax Calculator 2026 has the new 2026 brackets and enacted rate changes.

Your numbers

$
$6,250/mo

Pre-tax contributions

Max $23,500
Max $7,000
Max $4,300
0

$2,200 federal Child Tax Credit each, applied to your 2025 liability.

Estimate your refund (optional)

Enter what was withheld this year — W-2 box 2 (federal) and box 17 (state) — to compare against your estimated liability.

Take-home pay
$4,887

$58,647 per year, shown per month

Take-home pay78.2%$58,647
Federal income tax10.6%$7,949
UT state income tax3.6%$2,666
FICA (Social Security & Medicare)7.6%$5,738
Effective rate
21.8%

of gross income, all taxes

Marginal rate
26.5%

federal + UT on your next dollar

Estimate only, for a single W-2 earner taking the standard deduction. Itemized deductions and most credits beyond the Child Tax Credit aren't modeled.

Only the top slice pays 22%

Federal tax is progressive: each bracket taxes only the income inside it. Here is how your $59,250 of taxable income fills the 2025 brackets.

10%
$0 – $11,925
$1,193
12%
$11,925 – $48,475
$4,386
22%
$48,475 – $103,350
$2,371
24%
$103,350 – $197,300
32%
$197,300 – $250,525
35%
$250,525 – $626,350
37%
$626,350 and above

Understanding Utah Income Taxes

Residents of Utah pay state income tax on top of federal taxes. The amount you owe depends on your taxable income, filing status, and the deductions and credits Utah allows.

Key Takeaways for 2025

  • Federal tax brackets and standard deductions have been adjusted for inflation (and raised retroactively by the One Big Beautiful Bill Act).
  • Utah's own rates and exemptions are applied to your state estimate automatically.
  • Don't forget FICA taxes (Social Security and Medicare) — they're withheld from your paycheck automatically and included in the take-home figure above.

Go Deeper on Your 2025 Taxes

Federal tax tools

Can't find the exact calculator you need?

Describe it in one sentence — get a working, math-verified calculator in seconds. Free, no signup.

Build your own calculator

Related Calculators

Frequently Asked Questions

What is the Utah state income tax rate for 2025?

Utah has a flat 4.5% state income tax for the 2025 tax year — every taxpayer pays the same rate regardless of income. Utah has cut its flat rate six years running — 4.50% for 2025, 4.45% for 2026. Utah technically applies its rate to AGI with a "taxpayer tax credit" approximating a standard deduction; this estimate nets the two.

How is Utah state income tax calculated?

Utah applies its flat 4.5% rate to your federal taxable income (income after the federal standard deduction). This calculator applies the latest published Utah figures automatically.

How much tax will I pay on a $75,000 salary in Utah?

Roughly $2,666 in Utah state income tax for a single filer taking the standard deduction in 2025. Add about $7,949 of federal income tax and $5,738 of FICA (7.65%), for total taxes near $16,353 and take-home around $58,647. Credits and other income can change this.

What percentage of your paycheck goes to taxes in Utah?

About 21.8% for a single filer earning $75,000 in 2025: federal income tax (~10.6%), FICA (7.65%), and Utah state tax (~3.6%). Your exact percentage depends on income, filing status, and pre-tax contributions like a 401(k).

Does Utah tax Social Security benefits?

Partially. Social Security is in Utah’s tax base but offset by a nonrefundable credit that phases out above $54,000 AGI single / $90,000 joint (2025 thresholds under SB 71) — most retirees under those thresholds pay no Utah tax on benefits.

Does Utah tax retirement income like 401(k) or pension withdrawals?

Utah has no pension exclusion; retirement, military and Social Security income are handled through nonrefundable credits with income phase-outs.