Vermont Tax Calculator 2025

Estimate your federal and Vermont state taxes for the 2025 tax year.

Pre-configured for Vermont residents, 2025 tax year. Planning ahead? Vermont Tax Calculator 2026 has the new 2026 brackets and enacted rate changes.

Your numbers

$
$6,250/mo

Pre-tax contributions

Max $23,500
Max $7,000
Max $4,300
0

$2,200 federal Child Tax Credit each, applied to your 2025 liability.

Estimate your refund (optional)

Enter what was withheld this year — W-2 box 2 (federal) and box 17 (state) — to compare against your estimated liability.

Take-home pay
$4,902

$58,824 per year, shown per month

Take-home pay78.4%$58,824
Federal income tax10.6%$7,949
VT state income tax3.3%$2,490
FICA (Social Security & Medicare)7.6%$5,738
Effective rate
21.6%

of gross income, all taxes

Marginal rate
28.6%

federal + VT on your next dollar

Estimate only, for a single W-2 earner taking the standard deduction. Itemized deductions and most credits beyond the Child Tax Credit aren't modeled.

Only the top slice pays 22%

Federal tax is progressive: each bracket taxes only the income inside it. Here is how your $59,250 of taxable income fills the 2025 brackets.

10%
$0 – $11,925
$1,193
12%
$11,925 – $48,475
$4,386
22%
$48,475 – $103,350
$2,371
24%
$103,350 – $197,300
32%
$197,300 – $250,525
35%
$250,525 – $626,350
37%
$626,350 and above

Understanding Vermont Income Taxes

Residents of Vermont pay state income tax on top of federal taxes. The amount you owe depends on your taxable income, filing status, and the deductions and credits Vermont allows.

Key Takeaways for 2025

  • Federal tax brackets and standard deductions have been adjusted for inflation (and raised retroactively by the One Big Beautiful Bill Act).
  • Vermont's own rates, standard deduction, and exemptions are applied to your state estimate automatically.
  • Don't forget FICA taxes (Social Security and Medicare) — they're withheld from your paycheck automatically and included in the take-home figure above.

Go Deeper on Your 2025 Taxes

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Frequently Asked Questions

What are the Vermont state income tax brackets for 2025?

For the 2025 tax year, Vermont has a graduated income tax: rates run from 3.35% to 8.75% across four brackets, with the top rate applying above $249,700 for single filers (married-filing-jointly brackets are wider). Vermont also applies a minimum tax of 3% of AGI for incomes over $150,000 (not modeled here).

How is Vermont state income tax calculated?

Vermont applies its bracket rates to your income after Vermont's own standard deduction ($7,650 single / $15,300 married filing jointly) and personal exemptions. This calculator applies the latest published Vermont figures automatically.

How much tax will I pay on a $75,000 salary in Vermont?

Roughly $2,490 in Vermont state income tax for a single filer taking the standard deduction in 2025. Add about $7,949 of federal income tax and $5,738 of FICA (7.65%), for total taxes near $16,176 and take-home around $58,824. Credits and other income can change this.

What percentage of your paycheck goes to taxes in Vermont?

About 21.6% for a single filer earning $75,000 in 2025: federal income tax (~10.6%), FICA (7.65%), and Vermont state tax (~3.3%). Your exact percentage depends on income, filing status, and pre-tax contributions like a 401(k).

Does Vermont tax Social Security benefits?

Partially. Vermont fully exempts Social Security below $55,000 AGI ($70,000 joint) for 2025; the exemption phases out over the next $10,000 of AGI and is gone above $65,000/$80,000.

Does Vermont tax retirement income like 401(k) or pension withdrawals?

Pensions and 401(k)/IRA withdrawals are generally taxable; lower-income filers can exempt up to $10,000 of military/CSRS/eligible retirement income instead of the Social Security exemption.