Arizona Tax Calculator 2026

Estimate your federal and Arizona state taxes for the 2026 tax year.

Pre-configured for Arizona residents, 2026 tax year. Filing your 2025 return? Arizona Tax Calculator 2025

Your numbers

$
$6,250/mo

Pre-tax contributions

Max $24,500
Max $7,500
Max $4,400
0

$2,200 federal Child Tax Credit each, applied to your 2026 liability.

Estimate your refund (optional)

Enter what was withheld this year — W-2 box 2 (federal) and box 17 (state) — to compare against your estimated liability.

Take-home pay
$5,010

$60,120 per year, shown per month

Take-home pay80.2%$60,120
Federal income tax10.2%$7,670
AZ state income tax2.0%$1,473
FICA (Social Security & Medicare)7.6%$5,738
Effective rate
19.8%

of gross income, all taxes

Marginal rate
24.5%

federal + AZ on your next dollar

Estimate only, for a single W-2 earner taking the standard deduction. Itemized deductions and most credits beyond the Child Tax Credit aren't modeled.

Only the top slice pays 22%

Federal tax is progressive: each bracket taxes only the income inside it. Here is how your $58,900 of taxable income fills the 2026 brackets.

10%
$0 – $12,400
$1,240
12%
$12,400 – $50,400
$4,560
22%
$50,400 – $105,700
$1,870
24%
$105,700 – $201,775
32%
$201,775 – $256,225
35%
$256,225 – $640,600
37%
$640,600 and above

Understanding Arizona Income Taxes

Residents of Arizona pay state income tax on top of federal taxes. Arizona’s 2.5% flat tax is the lowest flat income-tax rate in the country. The amount you owe depends on your taxable income, filing status, and the deductions and credits Arizona allows.

Key Takeaways for 2026

  • Federal tax brackets and standard deductions have been adjusted for inflation under IRS Rev. Proc. 2025-32.
  • Arizona's own rates and enacted 2026 changes are applied to your state estimate automatically.
  • Don't forget FICA taxes (Social Security and Medicare) — they're withheld from your paycheck automatically and included in the take-home figure above.

Go Deeper on Your 2026 Taxes

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Frequently Asked Questions

What is the Arizona state income tax rate for 2026?

Arizona has a flat 2.5% state income tax for the 2026 tax year — every taxpayer pays the same rate regardless of income. Arizona’s 2.5% flat tax is the lowest flat income-tax rate in the country.

How is Arizona state income tax calculated?

Arizona applies its flat 2.5% rate to your federal taxable income (income after the federal standard deduction). This calculator applies the latest published Arizona figures automatically.

How much tax will I pay on a $75,000 salary in Arizona?

Roughly $1,473 in Arizona state income tax for a single filer taking the standard deduction in 2026. Add about $7,670 of federal income tax and $5,738 of FICA (7.65%), for total taxes near $14,880 and take-home around $60,120. Credits and other income can change this.

What percentage of your paycheck goes to taxes in Arizona?

About 19.8% for a single filer earning $75,000 in 2026: federal income tax (~10.2%), FICA (7.65%), and Arizona state tax (~2.0%). Your exact percentage depends on income, filing status, and pre-tax contributions like a 401(k).

Does Arizona tax Social Security benefits?

No. Arizona does not tax Social Security benefits. Social Security benefits are fully subtracted from Arizona income.

Does Arizona tax retirement income like 401(k) or pension withdrawals?

Social Security is exempt and military retirement pay is fully exempt; up to $2,500 of U.S. government or Arizona state/local pensions can be excluded. Other 401(k)/IRA withdrawals are taxed at the flat 2.5%.