Idaho Tax Calculator 2026

Estimate your federal and Idaho state taxes for the 2026 tax year.

Pre-configured for Idaho residents, 2026 tax year. Filing your 2025 return? Idaho Tax Calculator 2025

Your numbers

$
$6,250/mo

Pre-tax contributions

Max $24,500
Max $7,500
Max $4,400
0

$2,200 federal Child Tax Credit each, applied to your 2026 liability.

Estimate your refund (optional)

Enter what was withheld this year — W-2 box 2 (federal) and box 17 (state) — to compare against your estimated liability.

Take-home pay
$4,894

$58,726 per year, shown per month

Take-home pay78.3%$58,726
Federal income tax10.2%$7,670
ID state income tax3.8%$2,867
FICA (Social Security & Medicare)7.6%$5,738
Effective rate
21.7%

of gross income, all taxes

Marginal rate
27.3%

federal + ID on your next dollar

Estimate only, for a single W-2 earner taking the standard deduction. Itemized deductions and most credits beyond the Child Tax Credit aren't modeled.

Only the top slice pays 22%

Federal tax is progressive: each bracket taxes only the income inside it. Here is how your $58,900 of taxable income fills the 2026 brackets.

10%
$0 – $12,400
$1,240
12%
$12,400 – $50,400
$4,560
22%
$50,400 – $105,700
$1,870
24%
$105,700 – $201,775
32%
$201,775 – $256,225
35%
$256,225 – $640,600
37%
$640,600 and above

Understanding Idaho Income Taxes

Residents of Idaho pay state income tax on top of federal taxes. Idaho cut its flat rate from 5.695% to 5.3% retroactive to January 1, 2025, and the first ~$4,800 of taxable income ($9,600 joint) falls in a 0% bracket. The amount you owe depends on your taxable income, filing status, and the deductions and credits Idaho allows.

Key Takeaways for 2026

  • Federal tax brackets and standard deductions have been adjusted for inflation under IRS Rev. Proc. 2025-32.
  • Idaho's own rates and enacted 2026 changes are applied to your state estimate automatically.
  • Don't forget FICA taxes (Social Security and Medicare) — they're withheld from your paycheck automatically and included in the take-home figure above.

Go Deeper on Your 2026 Taxes

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Frequently Asked Questions

What is the Idaho state income tax rate for 2026?

Idaho has a flat 5.3% state income tax for the 2026 tax year — every taxpayer pays the same rate regardless of income. Idaho cut its flat rate from 5.695% to 5.3% retroactive to January 1, 2025, and the first ~$4,800 of taxable income ($9,600 joint) falls in a 0% bracket.

How is Idaho state income tax calculated?

Idaho applies its flat 5.3% rate to your income minus Idaho's personal exemption ($4,811 single / $9,622 married filing jointly) — there is no state standard deduction. This calculator applies the latest published Idaho figures automatically.

How much tax will I pay on a $75,000 salary in Idaho?

Roughly $2,867 in Idaho state income tax for a single filer taking the standard deduction in 2026. Add about $7,670 of federal income tax and $5,738 of FICA (7.65%), for total taxes near $16,274 and take-home around $58,726. Credits and other income can change this.

What percentage of your paycheck goes to taxes in Idaho?

About 21.7% for a single filer earning $75,000 in 2026: federal income tax (~10.2%), FICA (7.65%), and Idaho state tax (~3.8%). Your exact percentage depends on income, filing status, and pre-tax contributions like a 401(k).

Does Idaho tax Social Security benefits?

No. Idaho does not tax Social Security benefits.

Does Idaho tax retirement income like 401(k) or pension withdrawals?

Social Security is exempt. Qualifying military and certain public-safety/civil-service pensions get a deduction at 65+ (62 if disabled); other private retirement income is taxed at the flat rate.