North Dakota Tax Calculator 2026

Estimate your federal and North Dakota state taxes for the 2026 tax year.

Pre-configured for North Dakota residents, 2026 tax year. Filing your 2025 return? North Dakota Tax Calculator 2025

Your numbers

$
$6,250/mo

Pre-tax contributions

Max $24,500
Max $7,500
Max $4,400
0

$2,200 federal Child Tax Credit each, applied to your 2026 liability.

Estimate your refund (optional)

Enter what was withheld this year — W-2 box 2 (federal) and box 17 (state) — to compare against your estimated liability.

Take-home pay
$5,116

$61,389 per year, shown per month

Take-home pay81.9%$61,389
Federal income tax10.2%$7,670
ND state income tax0.3%$203
FICA (Social Security & Medicare)7.6%$5,738
Effective rate
18.1%

of gross income, all taxes

Marginal rate
23.9%

federal + ND on your next dollar

Estimate only, for a single W-2 earner taking the standard deduction. Itemized deductions and most credits beyond the Child Tax Credit aren't modeled.

Only the top slice pays 22%

Federal tax is progressive: each bracket taxes only the income inside it. Here is how your $58,900 of taxable income fills the 2026 brackets.

10%
$0 – $12,400
$1,240
12%
$12,400 – $50,400
$4,560
22%
$50,400 – $105,700
$1,870
24%
$105,700 – $201,775
32%
$201,775 – $256,225
35%
$256,225 – $640,600
37%
$640,600 and above

Understanding North Dakota Income Taxes

Residents of North Dakota pay state income tax on top of federal taxes. North Dakota has the lowest income tax of any taxing state: 0% on the first ~$48,500 (single), then just 1.95%, topping out at 2.5%. The amount you owe depends on your taxable income, filing status, and the deductions and credits North Dakota allows.

Key Takeaways for 2026

  • Federal tax brackets and standard deductions have been adjusted for inflation under IRS Rev. Proc. 2025-32.
  • North Dakota's own rates and enacted 2026 changes are applied to your state estimate automatically.
  • Don't forget FICA taxes (Social Security and Medicare) — they're withheld from your paycheck automatically and included in the take-home figure above.

Go Deeper on Your 2026 Taxes

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Frequently Asked Questions

What are the North Dakota state income tax brackets for 2026?

For the 2026 tax year, North Dakota has a graduated income tax: rates run from 0% to 2.5% across three brackets, with the top rate applying above $244,825 for single filers (married-filing-jointly brackets are wider). North Dakota has the lowest income tax of any taxing state: 0% on the first ~$48,500 (single), then just 1.95%, topping out at 2.5%.

How is North Dakota state income tax calculated?

North Dakota applies its bracket rates to your federal taxable income (income after the federal standard deduction). This calculator applies the latest published North Dakota figures automatically.

How much tax will I pay on a $75,000 salary in North Dakota?

Roughly $203 in North Dakota state income tax for a single filer taking the standard deduction in 2026. Add about $7,670 of federal income tax and $5,738 of FICA (7.65%), for total taxes near $13,611 and take-home around $61,389. Credits and other income can change this.

What percentage of your paycheck goes to taxes in North Dakota?

About 18.1% for a single filer earning $75,000 in 2026: federal income tax (~10.2%), FICA (7.65%), and North Dakota state tax (~0.3%). Your exact percentage depends on income, filing status, and pre-tax contributions like a 401(k).

Does North Dakota tax Social Security benefits?

No. North Dakota does not tax Social Security benefits.

Does North Dakota tax retirement income like 401(k) or pension withdrawals?

Social Security and military retirement are fully exempt — and thanks to the 0% bracket, a single filer pays nothing on the first ~$48,000 of taxable income.