South Carolina Tax Calculator 2026

Estimate your federal and South Carolina state taxes for the 2026 tax year.

Pre-configured for South Carolina residents, 2026 tax year. Filing your 2025 return? South Carolina Tax Calculator 2025

Your numbers

$
$6,250/mo

Pre-tax contributions

Max $24,500
Max $7,500
Max $4,400
0

$2,200 federal Child Tax Credit each, applied to your 2026 liability.

Estimate your refund (optional)

Enter what was withheld this year — W-2 box 2 (federal) and box 17 (state) — to compare against your estimated liability.

Take-home pay
$4,911

$58,935 per year, shown per month

Take-home pay78.6%$58,935
Federal income tax10.2%$7,670
SC state income tax3.5%$2,657
FICA (Social Security & Medicare)7.6%$5,738
Effective rate
21.4%

of gross income, all taxes

Marginal rate
27.2%

federal + SC on your next dollar

Estimate only, for a single W-2 earner taking the standard deduction. Itemized deductions and most credits beyond the Child Tax Credit aren't modeled.

Only the top slice pays 22%

Federal tax is progressive: each bracket taxes only the income inside it. Here is how your $58,900 of taxable income fills the 2026 brackets.

10%
$0 – $12,400
$1,240
12%
$12,400 – $50,400
$4,560
22%
$50,400 – $105,700
$1,870
24%
$105,700 – $201,775
32%
$201,775 – $256,225
35%
$256,225 – $640,600
37%
$640,600 and above

Understanding South Carolina Income Taxes

Residents of South Carolina pay state income tax on top of federal taxes. South Carolina replaced its brackets for 2026: 1.99% on taxable income under $30,000 and 5.21% above (down from a 6% top rate in 2025), with trigger cuts scheduled from 2027. The amount you owe depends on your taxable income, filing status, and the deductions and credits South Carolina allows.

Key Takeaways for 2026

  • Federal tax brackets and standard deductions have been adjusted for inflation under IRS Rev. Proc. 2025-32.
  • South Carolina's own rates, standard deduction, and enacted 2026 changes are applied to your state estimate automatically.
  • Don't forget FICA taxes (Social Security and Medicare) — they're withheld from your paycheck automatically and included in the take-home figure above.

Go Deeper on Your 2026 Taxes

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Frequently Asked Questions

What are the South Carolina state income tax brackets for 2026?

For the 2026 tax year, South Carolina has a graduated income tax: rates run from 1.99% to 5.21% across two brackets, with the top rate applying above $30,000 for single filers. South Carolina replaced its brackets for 2026: 1.99% on taxable income under $30,000 and 5.21% above (down from a 6% top rate in 2025), with trigger cuts scheduled from 2027.

How is South Carolina state income tax calculated?

South Carolina applies its bracket rates to your income after South Carolina's own standard deduction ($15,000 single / $30,000 married filing jointly). This calculator applies the latest published South Carolina figures automatically.

How much tax will I pay on a $75,000 salary in South Carolina?

Roughly $2,657 in South Carolina state income tax for a single filer taking the standard deduction in 2026. Add about $7,670 of federal income tax and $5,738 of FICA (7.65%), for total taxes near $16,065 and take-home around $58,935. Credits and other income can change this.

What percentage of your paycheck goes to taxes in South Carolina?

About 21.4% for a single filer earning $75,000 in 2026: federal income tax (~10.2%), FICA (7.65%), and South Carolina state tax (~3.5%). Your exact percentage depends on income, filing status, and pre-tax contributions like a 401(k).

Does South Carolina tax Social Security benefits?

No. South Carolina does not tax Social Security benefits.

Does South Carolina tax retirement income like 401(k) or pension withdrawals?

Social Security and military retirement are fully exempt; other retirement income gets a $3,000 deduction (under 65) or $10,000 (65+), plus a separate $15,000 age-65 deduction.