Minnesota Tax Calculator 2025

Estimate your federal and Minnesota state taxes for the 2025 tax year.

Pre-configured for Minnesota residents, 2025 tax year. Planning ahead? Minnesota Tax Calculator 2026 has the new 2026 brackets and enacted rate changes.

Your numbers

$
$6,250/mo

Pre-tax contributions

Max $23,500
Max $7,000
Max $4,300
0

$2,200 federal Child Tax Credit each, applied to your 2025 liability.

Estimate your refund (optional)

Enter what was withheld this year — W-2 box 2 (federal) and box 17 (state) — to compare against your estimated liability.

Take-home pay
$4,781

$57,372 per year, shown per month

Take-home pay76.5%$57,372
Federal income tax10.6%$7,949
MN state income tax4.8%$3,611
FICA (Social Security & Medicare)7.6%$5,738
MN Paid Leave0.4%$330
Effective rate
23.5%

of gross income, all taxes

Marginal rate
28.8%

federal + MN on your next dollar

Estimate only, for a single W-2 earner taking the standard deduction. Itemized deductions and most credits beyond the Child Tax Credit aren't modeled.

Only the top slice pays 22%

Federal tax is progressive: each bracket taxes only the income inside it. Here is how your $59,250 of taxable income fills the 2025 brackets.

10%
$0 – $11,925
$1,193
12%
$11,925 – $48,475
$4,386
22%
$48,475 – $103,350
$2,371
24%
$103,350 – $197,300
32%
$197,300 – $250,525
35%
$250,525 – $626,350
37%
$626,350 and above

Understanding Minnesota Income Taxes

Residents of Minnesota pay state income tax on top of federal taxes. The amount you owe depends on your taxable income, filing status, and the deductions and credits Minnesota allows.

Key Takeaways for 2025

  • Federal tax brackets and standard deductions have been adjusted for inflation (and raised retroactively by the One Big Beautiful Bill Act).
  • Minnesota's own rates, standard deduction, and exemptions are applied to your state estimate automatically.
  • Don't forget FICA taxes (Social Security and Medicare) — they're withheld from your paycheck automatically and included in the take-home figure above.

Go Deeper on Your 2025 Taxes

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Frequently Asked Questions

What are the Minnesota state income tax brackets for 2025?

For the 2025 tax year, Minnesota has a graduated income tax: rates run from 5.35% to 9.85% across four brackets, with the top rate applying above $198,630 for single filers (married-filing-jointly brackets are wider). Minnesota Paid Leave launched January 1, 2026 — employees pay up to 0.44% of wages (capped) toward it.

How is Minnesota state income tax calculated?

Minnesota applies its bracket rates to your income after Minnesota's own standard deduction ($14,950 single / $29,900 married filing jointly). This calculator applies the latest published Minnesota figures automatically.

How much tax will I pay on a $75,000 salary in Minnesota?

Roughly $3,611 in Minnesota state income tax for a single filer taking the standard deduction in 2025. Add about $7,949 of federal income tax and $5,738 of FICA (7.65%), plus about $330 in MN Paid Leave, for total taxes near $17,628 and take-home around $57,372. Credits and other income can change this.

What percentage of your paycheck goes to taxes in Minnesota?

About 23.5% for a single filer earning $75,000 in 2025: federal income tax (~10.6%), FICA (7.65%), and Minnesota state tax (~4.8%) plus state payroll deductions. Your exact percentage depends on income, filing status, and pre-tax contributions like a 401(k).

Does Minnesota tax Social Security benefits?

Partially. Minnesota fully exempts Social Security below $84,490 AGI single / $108,320 married filing jointly (2025; $86,410/$110,780 in 2026); the subtraction phases out about $40,000 above those thresholds.

Does Minnesota tax retirement income like 401(k) or pension withdrawals?

Pensions and 401(k)/IRA withdrawals are fully taxed; Social Security is exempt below the AGI thresholds, and certain public-safety and military pensions get subtractions.