Minnesota Tax Calculator 2026

Estimate your federal and Minnesota state taxes for the 2026 tax year.

Pre-configured for Minnesota residents, 2026 tax year. Filing your 2025 return? Minnesota Tax Calculator 2025

Your numbers

$
$6,250/mo

Pre-tax contributions

Max $24,500
Max $7,500
Max $4,400
0

$2,200 federal Child Tax Credit each, applied to your 2026 liability.

Estimate your refund (optional)

Enter what was withheld this year — W-2 box 2 (federal) and box 17 (state) — to compare against your estimated liability.

Take-home pay
$4,804

$57,651 per year, shown per month

Take-home pay76.9%$57,651
Federal income tax10.2%$7,670
MN state income tax4.8%$3,611
FICA (Social Security & Medicare)7.6%$5,738
MN Paid Leave0.4%$330
Effective rate
23.1%

of gross income, all taxes

Marginal rate
28.8%

federal + MN on your next dollar

Estimate only, for a single W-2 earner taking the standard deduction. Itemized deductions and most credits beyond the Child Tax Credit aren't modeled.

Only the top slice pays 22%

Federal tax is progressive: each bracket taxes only the income inside it. Here is how your $58,900 of taxable income fills the 2026 brackets.

10%
$0 – $12,400
$1,240
12%
$12,400 – $50,400
$4,560
22%
$50,400 – $105,700
$1,870
24%
$105,700 – $201,775
32%
$201,775 – $256,225
35%
$256,225 – $640,600
37%
$640,600 and above

Understanding Minnesota Income Taxes

Residents of Minnesota pay state income tax on top of federal taxes. Minnesota Paid Leave launched January 1, 2026 — employees pay up to 0.44% of wages (capped) toward it. The amount you owe depends on your taxable income, filing status, and the deductions and credits Minnesota allows.

Key Takeaways for 2026

  • Federal tax brackets and standard deductions have been adjusted for inflation under IRS Rev. Proc. 2025-32.
  • Minnesota's own rates, standard deduction, and enacted 2026 changes are applied to your state estimate automatically.
  • Don't forget FICA taxes (Social Security and Medicare) — they're withheld from your paycheck automatically and included in the take-home figure above.

Go Deeper on Your 2026 Taxes

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Frequently Asked Questions

What are the Minnesota state income tax brackets for 2026?

For the 2026 tax year, Minnesota has a graduated income tax: rates run from 5.35% to 9.85% across four brackets, with the top rate applying above $198,630 for single filers (married-filing-jointly brackets are wider). Minnesota Paid Leave launched January 1, 2026 — employees pay up to 0.44% of wages (capped) toward it.

How is Minnesota state income tax calculated?

Minnesota applies its bracket rates to your income after Minnesota's own standard deduction ($14,950 single / $29,900 married filing jointly). This calculator applies the latest published Minnesota figures automatically.

How much tax will I pay on a $75,000 salary in Minnesota?

Roughly $3,611 in Minnesota state income tax for a single filer taking the standard deduction in 2026. Add about $7,670 of federal income tax and $5,738 of FICA (7.65%), plus about $330 in MN Paid Leave, for total taxes near $17,349 and take-home around $57,651. Credits and other income can change this.

What percentage of your paycheck goes to taxes in Minnesota?

About 23.1% for a single filer earning $75,000 in 2026: federal income tax (~10.2%), FICA (7.65%), and Minnesota state tax (~4.8%) plus state payroll deductions. Your exact percentage depends on income, filing status, and pre-tax contributions like a 401(k).

Does Minnesota tax Social Security benefits?

Partially. Minnesota fully exempts Social Security below $84,490 AGI single / $108,320 married filing jointly (2025; $86,410/$110,780 in 2026); the subtraction phases out about $40,000 above those thresholds.

Does Minnesota tax retirement income like 401(k) or pension withdrawals?

Pensions and 401(k)/IRA withdrawals are fully taxed; Social Security is exempt below the AGI thresholds, and certain public-safety and military pensions get subtractions.