Housing Fund Calculator (住房公积金)

Calculate housing provident fund contributions and loans

Monthly Income (¥)

City

Contribution Rate (%)

Usually 5-12% for both employee and employer

Years of Contribution

How long you plan to contribute

Current Balance (¥)

• Max monthly contribution: ¥6,213

• Max loan amount: ¥1,200,000

• Contribution base: ¥2,320 - ¥31,884

¥3,600

Employee: ¥1,800 + Employer: ¥1,800

¥43,200

Total yearly deposits

¥15,000

Income used for calculation

¥570,265

After 10 years with 3% interest

¥1,000,000

Based on balance and city limits