China Income Tax Calculator (个人所得税)

Calculate individual income tax with progressive rates

Calculated separately with favorable tax treatment

Deductions (Annual)

专项附加扣除: Children education, continuing education, serious illness, housing loan interest, housing rent, elderly care

Pension, medical, unemployment, work injury, maternity insurance

Housing provident fund contributions

Annual Income Tax

¥4,380

Monthly: ¥365

Regular Income Tax

¥2,880

From salary income

Bonus Tax

¥1,500

From annual bonus

Taxable Income

¥96,000

After ¥144,000 deductions

Net Annual Income

¥285,620

Monthly: ¥23,802

Effective Tax Rate

1.5%

Total tax / Total income

Marginal Tax Rate

3.0%

Rate on next ¥1

Frequently Asked Questions

What are the China income tax brackets for 2024?

China uses a 7-tier progressive tax system: 3% (≤36,000 RMB), 10% (36,001-144,000), 20% (144,001-300,000), 25% (300,001-420,000), 30% (420,001-660,000), 35% (660,001-960,000), and 45% (>960,000 RMB annual taxable income).

How is the standard deduction calculated in China?

The standard monthly deduction is 5,000 RMB (60,000 RMB annually). This is automatically deducted from your gross income before applying tax rates. For non-residents, the monthly deduction is also 5,000 RMB.

What are special additional deductions?

Special additional deductions include: children education (1,000 RMB/month per child), continuing education (400 RMB/month), serious illness medical (up to 80,000 RMB/year), mortgage interest (1,000 RMB/month), rental expenses (800-1,500 RMB/month), and elderly care (up to 2,000 RMB/month).

How is the annual bonus taxed in China?

Annual bonuses can be taxed separately using a preferential method: divide the bonus by 12, find the applicable tax rate, then apply it to the full bonus amount. This method is optional and expires after 2023, though many expect it to be extended.

What is the difference between resident and non-resident taxation?

Residents (living in China ≥183 days/year) are taxed on worldwide income with access to all deductions. Non-residents are taxed only on China-sourced income with limited deductions and cannot use annual bonus preferential treatment.

How do social insurance contributions affect taxable income?

Social insurance contributions (pension, medical, unemployment) and housing fund contributions are deducted from gross income before calculating taxable income. The rates vary by city but typically total 10-12% for employees.